Redevelopment risk checker
Tick the red flags that apply to your offer or developer. Get an instant risk score, a plain verdict, and exactly how to fix each issue before you sign.
You check redevelopment risk by scoring your offer against known red flags such as missing conveyance, land or tenant disputes, unauthorised structures, narrow road access, weak guarantees and no RERA registration. This free tool turns the flags you tick into a risk score with a plain verdict and a fix for each issue. It helps Mumbai society members review a deal before signing.
Score your deal's risk
Tick every statement that is true for your society's offer. The score updates as you go. Nothing you enter leaves your device.
This score is a guide to help your committee spot problems early, not a legal opinion. The weight of each red flag reflects how serious it usually is, but your situation is unique. Use it to prepare questions for your PMC and lawyer — and have any offer reviewed before signing. You can register your society for a free review.
Why score the risk before you sign?
Redevelopment is one of the biggest financial decisions a society ever makes, yet most committees judge an offer on the headline area and corpus alone. The problems that actually derail projects — a disputed title, a builder with no track record, a guarantee that is too small, a Development Agreement that was never registered — are easy to miss in the excitement of a good-looking proposal. This checker turns those risks into a simple, weighted score so your committee can see, at a glance, how exposed the deal is and what needs fixing first. It draws on the same factors experienced advisors look for: legal ownership, disputes, the state of the plot, and the strength of the developer and the agreement.
What are the three kinds of risk it checks?
- Legal & title — conveyance, land disputes and disputes between members or tenants.
- Plot & premises — unauthorised structures, FSI already consumed, road width and location.
- Developer & agreement — RERA registration, bank guarantee, registered DA and PAAA, track record, timeline, corpus and rent, conflict of interest, and an independent PMC.
Common questions
What are the biggest red flags in a redevelopment offer?
The most serious red flags are a disputed or unconveyed land title, a developer who is not registered with MahaRERA, no or a weak bank guarantee, and a Development Agreement or PAAA that is not registered. Plot issues such as unauthorised construction, more than 2.0 FSI already consumed, a road narrower than 18 metres, and a weak location reduce what the project can deliver. A conflict of interest between the committee and the developer, an unrealistic timeline with no penalty, and no independent project management consultant are also warning signs.
Should the developer be RERA-registered?
Yes. Under the Real Estate (Regulation and Development) Act, 2016, most redevelopment projects must be registered with MahaRERA, and the Government of Maharashtra's 4 July 2019 directive under Section 79A expects societies to deal with a MahaRERA-registered developer. Registration gives you a public record of the project, an escrow requirement for buyers' money, and a forum for complaints. Always verify the registration number on the MahaRERA website before you sign.
What protects a society if the builder delays or abandons the project?
Your main protections are a bank guarantee, a registered Development Agreement and Permanent Alternate Accommodation Agreement with clear timelines and penalties, continued transit rent until possession, and dealing with a financially sound, RERA-registered developer with a track record. The 4 July 2019 directive expects a bank guarantee of around 20 percent and completion within about two years. If a builder still defaults, the society can act on the guarantee and, in serious cases, terminate the agreement and pursue legal remedies.
How does this risk checker work?
You tick the red flags that apply to your offer or developer, grouped into legal and title issues, plot and premises issues, and developer and agreement issues. Each flag carries a weight based on how serious it usually is. The tool adds the weights, converts them to a risk score out of 100, gives you a verdict from low to very high risk, and lists every flag you ticked with a short note on how to address it. Nothing you enter leaves your device.
Related tools & guides
- Eligibility checker — is your society ready, and which scheme applies
- Offer comparison tool — score competing offers side by side
- Development agreement red flags — the clauses that matter most
- Frauds & protection — how societies get cheated, and how to prevent it
Worried about a red flag in your offer?
Register your society for a free, confidential review — we'll tell you plainly what to fix and what to ask.